Questionnaire:
Debt Free
If you have found yourself on this page, then a huge CONGRATULATIONS is in order because you have paid off some or all of your debt. Well done! Please fill out my questionnaire.
I have wanted to add a debt free questionnaire to my blog for a long time. I’m inspired in part by the Debt Free Screams I have heard over the years on The Dave Ramsey Show.
I don’t think I could ever convince a Kiwi to go on camera and do such a thing!
But, I wanted to create an opportunity for Kiwis to share. Therefore, if I made an anonymous place to share a debt payoff journey, I thought that people might fill it out, feel a sense of achievement, and inspire others.
I am unashamedly in favour of people getting out of debt because it is a pivotal step in becoming financially independent. People with no debt appear happier and less complicated, experience fewer financial setbacks, and enjoy more freedom. What’s not to like?
A welcome and unintended consequence of my blog is that many people privately email me to share the exciting news that they have become debt free, and I always find it a shame that others can’t hear about their success and how they did it.
Emails often begin with, “Ruth, I didn’t know who else to share this with, but I thought you would be excited for me!”
They write to tell me they have paid off all sorts of things:
Mortgage
Student loans
Rental property
Credit cards
Holiday
Store cards
Personal loans
Car
I have a lot of understanding about the physical, mental, and emotional work that goes into paying off debt. When they share their news, they are not boasting; they recognise how hard they have worked and are keen to tell someone about their achievements. They want to share their reasons and what they learned.
I am all about celebrating financial success. If you have achieved a considerable milestone, such as paying off a car, credit card, student loan, designer dog or mortgage, I’m creating a space to share your exciting news! Whether the amount of money you owed was small or large, if you achieved the goal you set yourself, I’d love to hear from you.
You ought to know the following:
I will never share your personal information with others.
I may lightly edit your response to remove spelling errors and improve the layout.
Readers of your responses are looking to take away advice they can use in their money journey, so please feel free to add as much detail as you feel comfortable.
Even if you have paid off one debt but have others to go, feel free to share!
Thanks so much!