All in Shares
People tell me that they are investing quite large sums of money in order to get a return but at the same time they have a mortgage. My short and sweet response is typically that “in my humble opinion, you can’t make money while you owe money”. Once I’ve uttered my opinion the fireworks often start.
Recently I had a nice email from a subscriber asking can I please explain the types of funds there are and what they mean. So, as concisely as possible I’m going to try to answer this question today.
The endorsement that the people of Dunedin and New Zealand gave a Dunedin chocolate maker this week shows that our interest in a company goes far deeper than simply mixing cacao and milk together.
This week I had another email from a subscriber. When she is checking up on her investment what the heck do the charts and graphs mean?
One of my subscribers sent me an email telling me that I really should look into Sharesight because it is an excellent tool for gauging how my SmartShares are tracking. What? Is my excel spreadsheet not good enough?
Is it just me or are people confusing saving for a house with saving for retirement? I keep hearing about first home buyers all the time and how difficult it is to get into the market. But the question I keep asking myself is “why do people use their KiwiSaver as their primary mode of saving for a deposit?”
I’ve been having a good run with good returns but it is high time I diversified and headed offshore a bit more than what my KiwiSaver is offering. Diversification spreads risk so that when one investment is underperforming another is hopefully performing strongly.
Investing is like shopping for toothpaste. There is a range of companies offering a very similar product. There are differences, most of which are minor and you just have to cut through all the jargon and choose an option. If you get too bogged down in the detail it just all becomes too difficult and you will end up doing nothing.
On the 13th of April I received an email telling me I had just received some moolah. Yippee, great timing! At the time I was just packing the car up to head away for five days over Easter, a bit of spending money would be great.
