My copy of Tales from a Financial Hot Mess has ended up a right hot mess. I read it in fits and starts over a month and each time something took my interest I placed a sticky note to mark the page and as it turned out, quite a bit took my interest.
All in Money Education
Book Review: The Total Money Makeover
It was inevitable that one day I would write a blog post about Dave Ramsey, but it has taken me over three years to get around to it. This month I finally read his book The Total Money Makeover. He created a simple plan which he called The 7 Baby Steps to help others change the behaviours that were keeping them poor and to help them get out of debt and stay out of debt, forever.
A cunning plan to help pay for a child's education...
I’ve been interviewing people for my podcast and every time I do this I learn something new from each and every person I speak with. But a recent conversation really had me thinking because it presented a completely new and different view on how I could help my daughter (or you could help your child) through her tertiary study once she finishes school.
Calling all Net Worth Millionaires!
Are you a net worth millionaire? Do you want to help me help other people reach this important financial goal? Before you become alarmed that The Happy Saver is trying to sell you something, fear not! I’m not! For quite some time I’ve been mulling over HOW I can add a section to my website where I let readers of my blog share how they have achieved their own financial success. I want to hear from all of the New Zealand millionaires, please.
When is the right time to get your child an Eftpos card?
Those of you who have read my blog for a long time have been on a journey with me as I teach my daughter, now 11 years old, about how money works. Like every parent, I’m just making it up as I go along and I’m slowly working on her education around how money and life interact. So far, I’m pleased with how things are going and the time has come for her very first bank account.
Back to Basics: Steps to Achieving Financial Independence
If you have had an ‘ah ha’ moment, or maybe an ‘oh crap’ moment, then this blog post is definitely for you! This is for all of the people who have contacted me over the last month who have just had their own “moment” with money but are struggling with where to go from here. I’m going to help you find YOUR starting point so read on...
Investing a student loan. Yes or NO?
When I receive questions from time to time asking about student loans and whether I think it’s worth taking one on to invest the loan amount and make money out of taking on debt, you better believe, I’m interested in finding out more!
How I Help My Daughter Invest
Every week I receive one or two emails specifically asking about how to help children invest and there are often comments on various social media about whether you even should help your kids and if you do, whether you should tell them about it. Over the years we’ve evolved an investment methodology for our daughter that appears to be working so I thought I would share with you what we do in our own whare and that might give you some tips for what you can do in your own household.
Your Questions Answered
A while back I asked you to send me in any questions that you are looking for an answer to and I received well over 100 responses. So, I’ve hand-picked just four to answer today and I'll come back to the others in the future. On with the questions!