All in ETF

The blog post I never wanted to write: TAX

The blog post I never wanted to write: TAX

Ruth
Hatch, Index Funds, Investment, KiwiSaver, PocketSmith, Sharesies, Sharesight, Simplicity, SmartShares, ETF, Tax

With so many new investment platforms coming on stream in the last couple of years, it has never been easier to buy a stake in a company via either an index fund or by buying individual shares. It is awesome how accessible investing has become. But in this effort to uncomplicate becoming an investor a lot of these newer investment platforms have inadvertently put investing through the complicator when it comes to tax time, because many of you are unsure about how to handle investments in regards to tax. So this blog post is going to focus on how I go about things at tax time.

Finally, I'm a net worth millionaire!

Finally, I'm a net worth millionaire!

Ruth
Index Funds, Hatch, Investment, KiwiSaver, Personal Finance, PocketSmith, Shares, Sharesies, Simplicity, SmartShares, ETF

I’ve waited a long time to fill out my own Net Worth Millionaire Questionnaire! YES, our net worth has finally ticked over from 6 numbers to 7 and it’s fair to say I’m delighted. But what is the purpose of me and other people sharing this information? It’s so that you can apply it to your own situation and see the variety of ways that other Kiwi’s have created wealth for themselves and know that it is possible for you as well.

What's my Asset Allocation?

What's my Asset Allocation?

Ruth
Cryptocurrency, Gold, Hatch, Index Funds, KiwiSaver, Shares, Sharesies, Simplicity, SmartShares, ETF

I’ve been getting a few emails and comments along the lines of “can you please consider a post about your overall investment portfolio.” My investing strategy is pretty simple and straightforward and I can't help but think that those who work day in day out in the finance space will scoff and laugh at my lack of analysis and strategy. But don’t scoff too hard, because it appears to be working just fine, thank you. Here is how I allocate the money that comes into my life.

The Family Christmas Newsletter

The Family Christmas Newsletter

Ruth
Hatch, Index Funds, Investment, Kids and Money, PocketSmith, Sharesies, Simplicity, SmartShares, ETF

Christmas at my house when I was growing up was always a busy, crowded and fun time. We used to receive heaps of Christmas cards and the most exciting ones were the cards that contained the “annual Christmas letter” from the sender. So, I thought I would write you a Christmas Newsletter from my whanau, with a personal finance twist of course…

What do people email me about?

What do people email me about?

Ruth
Budgeting, Index Funds, KiwiSaver, Money Education, Personal Finance, SmartShares, SuperLife, Simplicity, ETF

Each week I get a lot of emails and it takes up a lot of time, but it’s an honour to answer each of them. People just want someone to ask a money question to but in their day to day lives it’s a complete lottery as to whether they can find the right person in their friend group to talk to, so they write to me instead. So, I just wanted to share with you an edited version of an email exchange I’ve been having with someone over the last few months which will give you an insight into what kind of stuff comes up when I chat to people.

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