Wednesday marked the beginning of a new month. The first day of any new month is the day that, from a personal finance perspective, energises me the most because it is when I update our net worth and get a snapshot in time of how Jonny and I are financially progressing. Are we growing more prosperous or poorer? When I’m asked for a sound bite one-liner/single comment about ‘taking control of your money’, encouraging others to track their net worth is my go-to reply. Without a doubt, it is the most effective tool for understanding whether you are going backwards or forwards financially. It only takes a couple of minutes each month, but hands down, it's the most simplistic yet effective way of showing us how far we have come and where we might be headed. Additionally, since I’m relatively open about our finances, I thought you might be interested in seeing our progress over the last month.