MONEY JOURNEYS
Bella shares the realities of student loan debt in New Zealand and how you can meander your way into $85,000 of debt, but it’s far harder to meander your way out again.
All in Money Education
51. Family first, live within your means, always have an emergency fund.
MONEY JOURNEYS
Aria and her husband Dave didn’t grow up with much so once they got together they knew they didn’t want to live paycheque to paycheque. When asked what financial independence means to them they said it means “we don’t have to worry about money” and that is a sentiment that they want for everyone.
50. An investor with military precision!
MONEY JOURNEYS
I first heard from Hamish when he sent me an email in late 2020 telling me that back in 2018, at the age of just 24 he had saved up and bought a $379,00 house in Palmerston North with a big deposit of $125,000. No surprises I was pretty keen to hear more from Hamish about the how and the why of this.
49. Everything I thought I knew about money was wrong
MONEY JOURNEYS
“Well this is awkward” I thought when some guy called Chris started secretly emailing me without his partner’s knowledge! Big long emails with tonnes of questions about personal finance, my favourite topic for sure! That is how I came to sit on the sidelines of the transformation of not just Chris but of his partner Rosemary’s financial life.
48. Everything is working out perfectly!
MONEY JOURNEYS
Jen freaked out at 49! She considered herself to be halfway through her life and had big concerns about what the other half might look like. A divorce halved her net worth and becoming a single mother introduced a whole heap of new challenges. She is now fast tracking to an early retirement at the age of 55 and is a wonderful example of showing just what a woman on a mission is capable of!
47. Matching income with expectations is the secret.
MONEY JOURNEYS
Nina was homeschooled and part of her education involved investing in the share market and preparing from the age of just 13 to cover the cost of her future university degree. Now in her late 20’s and with a husband and three small children, she is feeling content with the journey ahead and that includes paying off their home and then starting to invest for the long term financial wellbeing of her and her family.
43. Help yourself first so you can then help others
MONEY JOURNEYS
There were many points during Ella’s 40 plus years that her gut instinct told her to make a few changes to the way her family handled money. 2020 has been a huge time of change and these changes all stemmed from her wanting to be able to financially help her kids and once she worked out that she needed to be in a strong financial position herself in order to do this, the rest is rapidly falling into place.
23. Family Planning
MONEY JOURNEYS
Three kids and an almost paid for house? It sounds like an impossible dream but I’m pleased to tell you it is a reality for this Wellington couple.